Electronic Signature Act Disclosure

Electronic Signature Act Disclosure

1. Purpose

The purpose of this E-Disclosure Agreement is to obtain your consent to receive certain disclosures from Enterprise National Bank relating to your deposit accounts in electronic format rather than in paper form.

Enterprise National Bank is referred to in this disclosure as “we”, “our”, “us”, or “Bank”, and individuals who maintain accounts at the Bank are referred to in this disclosure as “you”, or “your”.

2. Electronic Disclosure Consent

By giving your consent below, you agree that we may provide you with all disclosures, notices, and other communications about E-Banking, including this agreement and any future amendments, in electronic form.

Disclosures that we may provide in an electronic format (referred to as e-Disclosures) include but are not limited to the following: monthly account statements, deposit account disclosures, changes in account terms, notice of fee changes, and privacy notices.

3. How to Obtain e-Disclosures

Enterprise National Bank will send an email informing you when e-Disclosures will be available on our web site for access.

e-Disclosures including but not limited to notifications of changes, future amendments to the E-Banking and Bill Payment Agreements will be posted on our personal E-Banking page for at least 90 days. If the changes have an adverse affect on you or the services offered, we will provide you at least 30 days prior notice.

You may download or print electronic notices, statements and disclosures from your computer if you have the required hardware and software described below. You can save copies to your hard drive, external drive or storage media for viewing and printing at a later time.

If you need help printing or to request a paper copy, please contact Enterprise National Bank N.J. at 908-653-1800

4. System and Equipment Requirements

Prior to accepting electronic delivery of disclosures and statements, you should verify that you have the required hardware and software necessary to access and retain documents and disclosures in an electronic format. You will need:

Internet Access. A computer with a modem and Internet browser with 128-bit encryption
Sufficient hard-drive space on your PC, external drive, or removable storage media to save disclosures and statements. A valid email address. A printer connected to your PC to print saved or download disclosures. If we revise hardware and software requirements to access and retain electronic disclosures, we will notify you of these changes at least 30 days in advance, and provide you a notice of your right to withdraw consent to electronic disclosures and statements.

5. Fees for e-Disclosures

Enterprise National Bank does not currently charge for electronic delivery of your disclosures. However, if you request a paper copy of any e-Disclosure a $4.50 charge will be imposed for each requested copy. You will also be charged a one time cancellation fee of $4.50 if you cancel e-Disclosures and change to a paper delivery format.

We reserve the right to impose or change fees for electronic delivery and charge your deposit account for these fees at any time after providing such notice to you as may be required by law or regulation.

6. Cancellation of e-Disclosures

If you decide that you no longer want e-Disclosures and would like to receive disclosures in paper form you must let us know via U.S. mail. Be sure to identify yourself and your accounts that you want withdrawn from electronic delivery authorization. If you withdraw consent from e-Disclosures, we may cancel your E-Banking Services.

If you want to cancel e-Disclosures or change to a paper delivery format you must

Send us a letter via U.S. mail to: Enterprise National Bank N.J. E-Banking Department 490 Boulevard Kenilworth, NJ 07033

7. Email Changes

If you have enrolled for e-Disclosures, you must notify us if your email addresses changes.

E-mail changes can be submitted by logging onto your E-Personal Banking choosing the “Options” tab and submitting updated information.

8. Acceptance of e-Disclosures

By choosing “I Agree” below you agree to the terms and conditions of this E- Disclosure Agreement. You agree that your system meets the requirements and that you consent to receive e-Disclosures in electronic form. You understand it to be your responsibility to notify us if you change your email address or if you no longer want to receive disclosures electronically.

Cancel I Agree